Thursday, February 2, 2012

Annual Credit Report.Com

Any venture into understanding the system of credit reporting should probably start here. www.annualcreditreport.com

Go here to view your reports from the three major credit reporting agencies (hereafter CRAs).

For Equifax and TransUnion you should set up accounts accounts at their sites once you've been redirected there. You'll probably do so in the future anyway, but this will also allow you to view your reports for the next 30 days.

Experian lets you view your report as many times as you want as long as you check it at least once every 30 days. You can do so as long as you've saved your 10 digit order number. Enter it here https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE

Most importantly, DON'T DISPUTE ANYTHING ONLINE. EVER!!!

Slightly less importantly, never dispute anything based on a free annual report.